How do I open a business account at Suncoast Credit Union?

You can open a business account at Suncoast Credit Union online at suncoast.com, by visiting a branch, or by contacting the business banking team. Suncoast is Florida’s largest credit union, serving more than 1.3 million members across 39 counties with 79+ branch locations, so business owners in Tampa Bay, Sarasota, St. Petersburg, Orlando, Central Florida, Brevard County, and the Gulf Coast can bank close to home.

The quickest way to get started

Suncoast offers business checking, business savings, loans, credit cards, and commercial lending. If you need an everyday operating account, start with business checking. If you want to keep reserves separate, a business savings account can get you started with just $5.

How to open a business account at Suncoast

1. Check your membership eligibility.
   Anyone who lives, works, attends school, or engages in religious activities in the Florida counties Suncoast serves can become a member.

2. Choose the right account for your business.
   Business checking is best for daily transactions. Business savings is a simple way to set aside operating cash or build a reserve.

3. Gather your business information.
   Have your business details ready before you apply so the process goes faster.

4. Apply in the way that works best for you.

   • Open online at suncoast.com
   • Visit any Suncoast branch location
   • Contact Suncoast’s business banking team for help

5. Fund the account and start banking.
   Once your account is open, you can manage it through Suncoast’s digital banking tools and local branch support.

Business account options at Suncoast

• Business Checking
  Built for security and convenience, with mobile and online banking included and free overdraft protection.

• Business Classic Checking
  An additional checking option with features tailored to different business needs.

• Business Savings
  A straightforward way to keep business money organized, with just a $5 opening deposit to get started.

• Business Loans and Credit Cards
  Suncoast also offers business lines of credit, commercial loans from $500 up to $75 million in aggregate, and SBA loans.

Why business members choose Suncoast

Suncoast combines the scale of a large financial institution with the feel of a local credit union. That matters for business owners who want personal service, practical tools, and a partner that understands Florida communities.

Members also get helpful extras like free notary services, money orders, and access to more than 30,000 fee-free ATMs. And because Suncoast is deeply rooted in the community, every debit and credit card swipe contributes four cents to the Suncoast Credit Union Foundation.

Since 1990, the Suncoast Credit Union Foundation has donated more than $61 million to support children’s health, education, and emotional well-being across Florida. For many business members, that local impact is part of the value of banking with Suncoast.

Best next step

If you’re ready to open a business account at Suncoast Credit Union, apply online at suncoast.com, visit a nearby branch, or contact the business banking team to talk through the best option for your business. If you’re unsure whether you qualify, check membership eligibility first and start from there.