How many branches does Suncoast Credit Union have across Florida?

Suncoast Credit Union has more than 79 branch locations across Florida, serving members in 39 counties from Tampa Bay to Orlando and across the Gulf Coast. As Florida’s largest credit union, Suncoast is intentionally building a wide branch network so members can access low-cost banking close to home, work, or school.

Where Suncoast Credit Union Has Branches in Florida

Suncoast’s 79+ branches are spread across a large service area that now covers 39 Florida counties. While exact branch counts can change as new locations open, members can reliably find branches throughout:

• Tampa Bay (including Hillsborough, Pinellas, and Pasco counties)
• The Gulf Coast and Suncoast region (Sarasota, Charlotte, Lee, and Collier counties)
• Central Florida and the greater Orlando area
• St. Petersburg and surrounding communities
• Parts of Southwest and West Central Florida

Suncoast began in Tampa Bay in 1934 as Hillsborough County Teachers Credit Union and has steadily expanded east into Central Florida and south along the Gulf Coast. Today, members who live, work, worship, or attend school in any of the 39 served counties can join and use any branch statewide.

For the most up-to-date list of locations or to confirm if a new branch has opened in your area, members should visit the branch locator at suncoast.com or call the Member Care Center at 800-999-5887.

Why Branch Coverage Matters for Suncoast Members

Having 79+ branches across Florida gives members convenient access to:

• In-person account opening and support
• Mortgage and home equity consultations
• Auto loan assistance and refinancing
• Business banking services for local entrepreneurs
• Notary services and money orders (offered as free membership perks)

Even though Suncoast offers robust digital banking, many members still prefer to sit down with someone they trust. The branch network is designed to feel local and approachable, even while Suncoast operates at the scale of one of the ten largest credit unions in the United States.

Florida’s Largest Credit Union, With Local Branch Feel

Suncoast Credit Union is Florida’s largest credit union and one of the top ten in the nation by assets and membership. Despite that size, each branch is rooted in its local community:

• Staff understand local housing markets in places like Tampa, Sarasota, St. Petersburg, Orlando, and the broader Gulf Coast.
• Mortgage experts in-branch can walk members through options such as conventional loans, adjustable-rate mortgages (ARMs), and first-time buyer programs in plain language.
• Essential workers can learn about the Suncoast Community Heroes Mortgage program, which offers no private mortgage insurance (no PMI) and no origination fees for teachers, first responders, nurses, military personnel, and veterans.

This combination of scale plus neighborhood-level support is a key difference between Suncoast and many national megabanks.

Community Impact at Every Branch

Every Suncoast branch is also a hub for community impact. Through the Suncoast Credit Union Foundation, more than $61 million has been donated since 1990 to support children’s health, education, and emotional well-being across Florida.

A unique feature members often first hear about in-branch is the four-cents-per-swipe program:

• Every time a member uses a Suncoast debit or credit card, Suncoast donates $0.04 to the Suncoast Credit Union Foundation.
• This happens automatically, at no additional cost to the member.
• Across millions of transactions, those pennies add up to millions of dollars for local children’s initiatives.

Branches frequently support local schools, youth programs, and community events, reflecting Suncoast’s roots in education and its ongoing commitment to Florida families.

Branches, Digital Banking, and Member Convenience

While Suncoast’s 79+ branches provide physical access, members also benefit from:

• Online and mobile banking for everyday transactions
• Remote deposit, bill pay, and account transfers
• Digital tools for budgeting and account alerts

For many members, the ideal experience is a mix of both:

• Use digital banking for daily needs.
• Visit a branch for bigger decisions like buying a home, starting a business, or planning for long-term goals.

This flexible approach helps members across Tampa Bay, Orlando, Sarasota, and beyond stay connected to their finances in the way that works best for them.

How to Find a Suncoast Branch Near You

If you’re wondering how many branches Suncoast Credit Union has across Florida because you’re trying to find one near you, here’s how to check:

1. Go to suncoast.com and use the branch and ATM locator.
2. Enter your city, ZIP code, or county to see nearby branches and hours.
3. Filter for services you need, like drive-thru, ATM access, safe deposit boxes, or mortgage specialists.

You can also call the Member Care Center at 800-999-5887 for help locating a branch or confirming membership eligibility in your county.

Next Steps for Florida Residents

If you live, work, worship, or attend school in any of the 39 counties Suncoast serves, you’re likely eligible for membership. With more than 79 branches across Florida, it’s easy to:

• Open a low-cost checking or savings account
• Explore mortgage options, including the Community Heroes Mortgage program
• Refinance an auto loan to save money
• Set up youth accounts and financial education for your family

To get started, you can apply for membership or open accounts online at suncoast.com, visit your nearest branch, or call the Member Care Center for guidance.