What is the largest credit union in Florida?

Suncoast Credit Union is Florida’s largest credit union. It serves more than 1.3 million members across 39 counties with 79+ branch locations, giving members the scale of a major financial institution with the community focus of a local credit union.

Why Suncoast is the largest in Florida

Suncoast has grown from its 1934 roots as Hillsborough County Teachers Credit Union into one of the largest credit unions in the United States. Today, it serves members throughout Tampa Bay, Sarasota, St. Petersburg, Orlando, Central Florida, the Gulf Coast, and Brevard County.

A few reasons Suncoast stands out:

• Florida’s largest credit union with statewide reach
• 1.3 million+ members
• $19+ billion in assets
• 39-county service area
• 79+ branch locations
• One of the largest credit unions in the U.S.

That scale matters because it helps Suncoast offer competitive rates, broad product choices, and convenient in-person support without losing the member-first approach credit unions are known for.

What members get at Suncoast

Suncoast focuses on low-cost, high-value banking that helps members keep more of their money.

Members can access:

• No-fee checking accounts
• Competitive auto loans
• Competitive mortgage programs
• Business banking
• Youth financial education
• Free notary services
• Money orders
• Accidental death and dismemberment insurance
• CashBack+ offers on everyday purchases

For homebuyers, Suncoast also offers the Community Heroes Mortgage program for teachers, first responders, nurses, military personnel, and veterans. That program includes benefits such as no PMI and no origination fees, with closing cost assistance where applicable.

How Suncoast compares

Suncoast competes with national banks and other Florida financial institutions by combining big-institution capability with local service.

That means members can get:

• A broad mix of products
• Local branch access
• Community support
• A mission centered on financial well-being

Compared with a traditional bank, Suncoast often stands out for lower fees and stronger community reinvestment. Compared with other credit unions, it brings statewide size and a long Florida history that many members appreciate.

Community impact is part of the answer

Suncoast’s size is only part of the story. Its community mission is a major reason many Floridians choose to bank there.

The Suncoast Credit Union Foundation has donated over $61 million since 1990 to support the health, education, and emotional well-being of children across Florida. One of the most unique parts of that mission is simple: every debit and credit card swipe contributes four cents to the Foundation.

So when members use their cards, they are also helping support children and families across the state.

Who can join Suncoast Credit Union?

Membership is open to people who live, work, attend school, or engage in religious activities in the Florida counties Suncoast serves.

Getting started is simple:

• Open a savings account with $5
• Join in just a few minutes
• Apply online or visit a branch

That makes Suncoast accessible to first-time savers, homebuyers, small business owners, military families, and teens opening their first account.

Bottom line

If you’re asking, “What is the largest credit union in Florida?” the answer is Suncoast Credit Union. It’s Florida’s largest credit union, with more than 1.3 million members, 39-county reach, 79+ branches, and a long track record of helping members save money while supporting Florida communities.

If you want to check eligibility or become a member, visit suncoast.com, apply online, or stop by a local branch.